Standard Cost of Attendance for the 2019-2020 Academic Year*

It is the goal of the GW MD Program Financial Aid Office to provide you with the information necessary to make good choices in financing your medical school education. Our office offers a number of programs to assist you in financing your education, including: institutional gift aid, merit and need-based scholarships, as well as participating in Federal Direct, HRSA, and institutional loan programs, and assisting students in obtaining private loans.  GW MD Program Financial Aid will only certify loans to the total cost of attendance (COA) less any institutional aid, outside scholarships or other outside resources (e.g. AmeriCorps Segal Awards). Costs that may affect the COA are listed below the table.

COA budgets are intended as a guide to reflect a student's AVERAGE cost of attendance; they do not imply the availability of financial aid funds. Please note that tuition rates and total COA figures are subject to change at any time. These figures do not represent actual costs, they only serve as a general framework for your personal budget. If you borrow the full budget from financial aid you will incur a considerable debt and may not be able to secure resources to complete your education should you experience adverse credit.  Therefore, students are strongly encouraged to live below the budget; live like a student now so you will not have to live like a student after graduation.

The Financial Aid Office will divide each allowance by two to represent the allowance for either the fall or spring semesters.  2nd , 3rd and 4th  year students should please note that the National Board Exam fees are divided in half over both semesters.

2019-2020 Standard Cost of Attendance Budgets for Each Class of Students

Class of: 2023   2022   2021   2020
  (1st Yr)   (2nd Yr)   (3rd Yr)   (4th Yr)
Length of Academic Calendar (months) 9   11   12   11
Tuition1 $62,060   $62,420   $63,035   $63,035
University Fees2 $520.00   $390.00   $240.00   $240.00
Graduation & Cap/Gown Fee ---   ---   ---   $109
Books & Supplies $1,289   ---   ---   ---
Instruments3 $250   ---   ---   ---
Living Expenses*4 $18,360   $23,100   $26,520   $24,310
Health Care Allowance5 $2,900   $2,900   $2,900   $2,900
Step I & II, National Board Exam ---   $630   $630   $0
Step II CS6 ---   ---   $1,290   $300
Residency Interviews ---   ---   ---   $3,000
Travel Home $800   $800   $800   $800
TOTAL:  $86,179   $90,240   $95,415   $94,694
Food/Household Expenses 2019-2020
Rent & Utilities $1,390   $1,390   $1,390   $1,390
Food/Household Expenses $330   $330   $330   $330
Personal Expenses $200   $200   $200   $200
Local Transportation $120   $180   $290   $290
Monthly Budget: $2,040   $2,100   $2,210   $2,210


* May be increased for specific costs.

1. The Tuition category is Tuition only.

2. University Fees are assessed to all students registered on-campus.  These fees are comprised of the Student Association, and MD Activity Fees. The Student Association Fee is $3.00/credit to a maximum of $45.00/semester for all medical students.  The Activity Fee is $380/yr. (for 1st year students), $300/yr. (for 2nd year students), $150/yr. (for 3rd year students), and $150/yr. (for 4th year students).Additionally, 1st year students are charged a $50 orientation fee. Note: for financial aid all awards will be rounded to the nearest dollar for these fees.

3. Instrument costs for 1st year students include dissecting equipment and clinical instruments.

4. The Monthly Budget is the total living expenses divided by the number of months in the academic year; it is provided as a guide. Students are expected to manage resources within the total budget according to his/her discretion.

5. The Health Care Allowance includes approximately $2,700 for mandatory health insurance and $200.for additional health care costs not covered by insurance.

6. The Step IICS includes the $1,290 examination fee in third year and $300 for travel expenses in fourth year. This is ONLY available for one year respectively.

Increases to the Standard Cost of Attendance (COA) Budgets, Deadline for requests: April 15, unless otherwise noted.

Note: All requests for an increase to the COA must include the documentation mentioned for each category and a signed Loan Increase Form, which may be found here. All documentation and the Loan Increase Form must be presented to a financial aid counselor, in person, four weeks prior to the end of any semester, unless otherwise noted. Requests made after the last day of exams will be processed in the first week of the following semester. Please note that all requests for an increase to the COA, for the purpose of increased borrowing, require one-on-one counseling.

Federal Loan Origination Fees. Please note that you may increase your COA to the net cost of attendance in student loans by requesting that federal loan origination fees be added to the COA. For the Federal Direct Graduate PLUS Loan, the origination fee is 4.236% of the loan, and for the Federal Direct Unsubsidized Loan, the amount is 1.059% of the loan (both rates will change on October 1, 2020 because of Sequestration). Your request to increase your COA must be in the form of a completed Loan Increase Form, which is available to students on the GW MD Program Financial Aid website

Residency interview costs are included in the budget for 4th year students. Fourth year students who have financial aid ‘up to cost of attendance' and are still short of funds due to these expenses should contact the Financial Aid Office concerning the Fourth Year Residency Travel Allowance Request Form. The deadline to submit all documentation is March 15, 2020. This does not include away rotations. Students may not increase the cost of attendance for away rotations, except for rotations outside of the United States.

Dependent care costs.For the purpose of determining financial need for federal programs, Congress has mandated that only those costs associated with the student's education be considered. Within the methodology for determining need, Congress has included an income protection allowance for dependents which is subtracted from the student's income. This allowance thereby reduces the expected contribution from the student's household. This allowance is based on national averages. On a case by case basis, where the family's available income is less than the income protection allowance, an addition to the standard budget of a 'dependent care allowance' to reflect costs of food and shelter for dependents may be appropriate. The bottom line is: federal student loans are for student educational expenses only. For married students the responsibility for child care is split and the student may only apply for an increase of 50% of reasonable costs. If the spouse is a stay at home parent, no increase will be made. Appeals may be made for a dependent spouse with challenges that to do not allow them to care for their children. Documentation as to the actual cost will be required. Students should complete a loan increase form

Computer Purchase Policy. The Higher Education Amendments of 1998 included a provision that allows an institution, on a case by case basis, to include in a student's “cost of attendance” the actual, documented cost of a personal computer. Allowing inclusion of the cost is not based on any particular program of study or program requirement. The following policies and procedures will be in effect for GW MD Program students needing to purchase a laptop computer for their studies:
  • The maximum allowance for purchase of a computer is $1,750, which can include the cost of a printer.
  • Requests for inclusion of costs for maintenance and/or repair of a computer will not be considered. However, the cost of a maintenance contract or extended warranty, purchased along with the computer, can be included.
  • The cost of software, printer cartridges, paper, monthly online service fees, etc. will be assumed to be covered by the books and supplies and miscellaneous allowances already included in the student’s COA.
  • Expenses for the cost of leasing a computer (as an option to purchasing) can be considered. The monthly lease amount for each academic year will be considered, up to a career maximum of $1,750.
  • In order to have the cost of the purchase of a computer added to the cost of attendance, the student must provide a written request for a loan increase to the GW MD Program Financial Aid Office, with a dated receipt/proof of purchase attached. Therefore, the computer must be purchased prior to the request for coverage.
  • The purchase must have occurred no earlier than 90 days prior to enrollment.
  • Inclusion of the cost of the computer (or an upgrade) will be allowed only once per program of study (example: once for undergraduate studies, once for graduate studies).
  • Scholarship funds are not available to cover the cost of a computer. Students may apply for federal or alternative educational loan funds. Students should consult with a financial aid counselor to find out about loan eligibility.
  • Requests must be submitted no later than April 15th for the current academic year.

The GW MD Program provides required specifications for all laptop computers that will run necessary software here. Your laptop must be able to run Examsoft software.

Other expenses. The Medical School Office of Financial Aid may consider other educationally related expenses on a case-by-case basis.  If you have an expense that does not meet the guidelines stated above please bring your paid receipts and a letter of explanation to the office for consideration.


Cost of Attendance for the MD/MPH Program

Students pursuing the MD/MPH joint degree should work with the MD Program Office of Financial Aid to obtain a financial aid offer for the 2019-2020 Academic Year (August 26, 2019 to May 12, 2020). Students should utilize the Financial Aid Request Form to request consideration of federal and private loan funds.  At this time there are no institutional scholarship funds available for this program.  Cost of living allowances are the same between the MD and MD/MPH programs and are based on the number of weeks of study.  Students are eligible for the same increases to the cost of attendance as the MD program, however, the MD/MPH is considered an embeded joint degree and therefore only one increase for the purchase of a computer is allowed per the program. 


    1 cr 7 cr/sem 10 cr/sem 11 cr/sem 12 cr/sem 19 cr/AY 20 cr/AY
  MD/MPH Tuition per credit hour for 2019-2020  30 hours/program = $44900 $1,497 $10,477 $14,967 $16,463 $17,960 $28,437 $29,933
  Books Half-Time  to Three-Quarter Time   $600          
  Books Full-Time     $900 $900 $900 $1,800 $1,800
  Room & Board (9 Months AY, 4.5 months semester) $7740 $7,740 $7,740 $7,740 $7,740 $15,480 $15,480
  Student Assoc. Fee ($3/cr up to $45 max/sem) $3 $21 $30 $33 $36 $57 $60
  Personal Expenses (based on $200/mo for 9 mo yr) $900 $900 $900 $900 $900 $1,800 $1,800
  Health Insurance (university contracted charges) $1,450 $1,450 $1,450 $1,450 $1,450 $2,900 $2,900
  Local commuting allowance ($120/mo for 9 mo yr.) $540 $540 $540 $540 $540 $1,080 $1,080
  Transportation Allowance  $400 $400 $400 $400 $400 $800 $800
  Living Expense Budget   $11,051 $11,060 $11,063 $11,066 $22,117 $22,120
  Total Cost of Attendance for 2019-2020   $22,128 $26,927 $28,426 $29,926 $52,354 $53,853
  Note: Federal Loan Funding is not available to students taking less than half-time hours.